Trusted provider comparisons

Find the right car loan before you visit the dealership

Compare vehicle financing options, APR ranges, and lender requirements with a clear dashboard built for smarter car-buying decisions.

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APR Range

7.0–12.0%

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Toyota Finance Australia

Toyota Finance Personal Car Loan

Best Value · Best for Australian residents looking to finance a new or used vehicle, especially Toyotas.
Loan Amount
A$5k–A$150k
Term
12–60 months

This car loan is a solid choice for those purchasing a Toyota, offering tailored financing and fixed rates.

Australian residentRegular income
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APR Range

7.0–21.99%

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Westpac

Westpac Personal Loan

Best Value · This loan is best for individuals with high credit ratings looking for flexible repayment options and fast approval times.
Loan Amount
A$4k–A$50k
Term
12–84 months
Approval
Same day for eligible customers

Westpac offers competitive fixed-rate personal loans suitable for various needs, but terms and eligibility criteria can be stringent.

Australian citizen or permanent resident18 years or older
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APR Range

6.49–12.99%

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Westpac

Westpac Car Loan

Best Value · This loan is best for Australian residents looking to finance a new or used vehicle with manageable repayments.
Loan Amount
A$5k–A$100k
Term
12–84 months

Westpac's car loan features competitive rates and flexible terms, making it a solid choice for many borrowers.

Australian resident or citizenRegular income
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APR Range

6.19–19.99%

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ING

ING Personal Loan

Best Value · Individuals with strong credit histories seeking a personal loan for major expenses or consolidating debt.
Loan Amount
A$5k–A$60k
Term
12–84 months
Approval
Same day for eligible customers

The ING Personal Loan offers competitive fixed rates starting at 6.19% p.a., making it suitable for those looking for predictable repayments. However, applicants with lower credit scores may face higher rates.

Australian citizen or permanent resident18 years or older
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APR Range

6.74–13.54%

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NAB

NAB Secured Car Loan

Best Value · This loan is ideal for Australian residents needing substantial financing for cars, with quick approval times.
Loan Amount
A$10k–A$100k
Term
12–84 months
Approval
Same day approval with funds within one business day after agreement

NAB's secured car loan offers flexibility and competitive rates for borrowers looking to finance a vehicle.

Australian sole borrowerDirect debit repayments
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APR Range

7.49–19.99%

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ANZ

ANZ Personal Loan

Best Value · Ideal for those seeking a reliable loan from a major Australian bank with the option for both fixed and variable rates.
Loan Amount
A$5k–A$75k
Term
12–84 months
Approval
Apply online

The ANZ Personal Loan offers competitive rates and flexible options, making it a solid choice for borrowers with good credit.

Australian citizen or permanent resident18 years or older
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APR Range

6.79–10.79%

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Commonwealth Bank

CommBank Secured Car Loan

Best Value · This loan is ideal for Australian residents seeking a vehicle loan with fixed rates and the added benefit of discounts for eco-friendly cars.
Loan Amount
A$4k–A$120k
Term
12–84 months

CommBank offers a straightforward secured car loan with a good range of financing options for both new and used cars.

Australian residentRegular income
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APR Range

6.17–24.09%

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Plenti

Plenti Personal Loan

Best Value · This loan is best for individuals seeking an unsecured option to improve their credit score with fixed rates.
Loan Amount
A$2k–A$75k
Term
12–84 months
Approval
Funds in as little as 24 hours from approval

Plenti offers a flexible personal loan option for those looking to build their credit. However, the lack of a dedicated page means information may be limited.

Australian citizen or permanent resident18 years or older
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APR Range

7.49%

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Plenti

Plenti Secured Car Loan

Best Value · This loan is ideal for Australian residents looking for loans between $5,000 and $100,000 with competitive rates.
Loan Amount
A$5k–A$75k
Term
36–84 months
Approval
Personalised rate in as little as 60 seconds; average settlement about 24 hours

Plenti's secured car loan is a suitable option for those needing a flexible loan for their vehicle, especially with quick approval.

Australian residentCredit assessment required
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APR Range

5.67–24.99%

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Liberty Financial

Liberty Financial Personal Loan

Best Value · This loan is best for individuals who may struggle to secure financing from traditional banks due to credit issues or unconventional financial situations.
Loan Amount
A$3k–A$80k
Term
36–84 months
Approval
Get personalised rate in minutes

Liberty Financial offers accessible personal loans tailored for those with less-than-perfect credit histories, making it a viable option for many borrowers.

Australian citizen or permanent resident18 years or older
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APR Range

7.5–12.99%

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NAB

NAB Personal Loan

Best Value · This loan is best for individuals looking to fund personal projects like renovations, travel, or debt consolidation without incurring extra charges.
Loan Amount
A$5k–A$55k
Term
12–84 months
Approval
Apply online

The NAB Personal Loan offers flexibility with no monthly fees, making it a practical choice for various financial needs.

Australian citizen or permanent resident18 years or older
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APR Range

5.76–24.03%

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Harmoney

Harmoney Personal Loan

Best Value · This loan is best for individuals with building credit looking to finance personal projects like renovations or debt consolidation.
Loan Amount
A$2k–A$70k
Term
24–84 months
Approval
Fast online approval, funds within 24 hours

Harmoney offers a streamlined online personal loan experience, ideal for those seeking quick access to funds without the hassle of branch visits.

Australian citizen or permanent resident18 years or older
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APR Range

5.95–18.99%

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OurMoneyMarket

OurMoneyMarket Personal Loan

Best Value · Individuals with a good credit rating seeking a personal loan to fund significant expenses like home renovations or debt consolidation.
Loan Amount
A$5k–A$75k
Term
24–60 months
Approval
Fast online approval

With starting at 5.95%, OurMoneyMarket personal loans are an for those with good credit looking for substantial borrowing. However, the higher APR can reach up to 18.99%, which may deter some borrowers.

Australian citizen or permanent resident18 years or older
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APR Range

7.25–22.25%

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Commonwealth Bank

Commonwealth Bank Personal Loan

Best Value · This loan is best for those with a strong credit history looking for a reliable lender with established customer service.
Loan Amount
A$4k–A$50k
Term
12–84 months
Approval
Same day for eligible customers

The Commonwealth Bank Personal Loan offers competitive rates and flexible terms, making it a solid choice for eligible borrowers.

Australian citizen or permanent residentRegular income
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