Trusted provider comparisons

Find the right car loan before you visit the dealership

Compare vehicle financing options, APR ranges, and lender requirements with a clear dashboard built for smarter car-buying decisions.

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APR Range

6.74–24.49%

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Wells Fargo

Wells Fargo Personal Loans

Best Value · Existing Wells Fargo customers with a credit score of 660 or higher who need flexible loan amounts.
Loan Amount
$3k–$100k
Term
12–84 months

Wells Fargo provides competitive loan amounts and fast funding, making it existing customers. However, the minimum credit score requirement of 660 may exclude many potential borrowers.

US citizen or permanent residentAge 18+
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APR Range

—

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American Express

Kabbage Business Line of Credit

Best Value · This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.
Loan Amount
$2k–$250k
Term
1–18 months
Approval
Same day (online decision)

Kabbage offers a quick and flexible line of credit for small businesses, with fast funding options. However, borrowers should be aware of the potential costs associated with the monthly fee model.

FICO score 660+Business at least 1 year old
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APR Range

2.99–16.38%

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Sallie Mae

Sallie Mae Student Loans

Best Value · These loans are ideal for undergraduate, graduate, and career training students looking for varied repayment options.
Loan Amount
$1k–$200k
Term
60–180 months

Sallie Mae offers a flexible range of private student loans with competitive rates, making it a solid choice for many borrowers.

US citizen or permanent resident (international students may apply with eligible cosigner)Age 18+
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APR Range

6.9–27.9%

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Carvana

Carvana Auto Finance

Best Value · Individuals with fair to good credit scores looking for flexible financing options for vehicle purchases.
Loan Amount
$1k–$100k
Term
24–84 months

Carvana Auto Finance provides a online experience for purchasing vehicles, especially appealing for those with varied credit histories. However, the high APR range of 6.9% to 27.9% can make it costly for borrowers with less favorable credit.

US residentAge 18+
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APR Range

5.99–24.99%

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Payoff

Payoff Debt Consolidation Loan

Best Value · Borrowers with significant credit card debt who want a structured payoff plan
Loan Amount
$5k–$40k
Term
24–60 months
Approval
2-4 business days

Payoff is exclusively for credit card debt payoff — they send funds directly to your credit card companies. The FICO score tracking and financial wellness tools are genuine value-adds.

SSN requiredMinimum 640 credit score
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APR Range

6.5–8.0%

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Better Mortgage

Better Mortgage: A Transparent Lending Experience

Best Value · This service is best for homebuyers and homeowners looking to refinance without hidden fees or complicated processes.
Loan Amount
$50k–$2M
Term
—
Approval
Pre-approval in as fast as 3 minutes, closing in as fast as 3 weeks

Better Mortgage offers a straightforward, commission-free approach to securing a mortgage, ideal for those seeking simplicity and clarity in the lending process.

US citizen or permanent residentValid income documentation
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APR Range

7.49–22.44%

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Citizens Bank

Citizens Personal Loans

Best Value · These loans are best for existing Citizens customers looking for reduced rates and individuals seeking amounts between $5,000 and $50,000 without origination fees.
Loan Amount
$5k–$50k
Term
36–84 months

Citizens Personal Loans offer a flexible borrowing range with competitive rates and no origination fees. However, borrowers should weigh the potential downsides before applying.

US citizen or permanent residentAge 18+
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APR Range

4.96–9.99%

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Splash Financial

Splash Financial Student Loan Refinance

Best Value · Borrowers who want to compare multiple refinance offers without multiple applications
Loan Amount
$5k–$500k
Term
60–240 months
Approval
Minutes for prequalification

Splash Financial aggregates offers from multiple refinance lenders, so you can compare rates with one application. Strong for borrowers who want to shop efficiently.

US citizen or permanent residentBachelor's degree or higher
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APR Range

5.99–22.99%

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Ally Financial

Ally Auto Finance

Best Value · Best for individuals seeking financing for new or used vehicles with flexible loan terms from 12 to 84 months.
Loan Amount
$5k–$75k
Term
12–84 months
Approval
Same day via dealer

Ally Auto Finance offers a broad range of loan amounts and competitive APRs, making it a solid choice for many borrowers.

US residentAged 18+
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APR Range

7.74–35.99%

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Upgrade

Upgrade Debt Consolidation Loan

Best Value · This loan is ideal for fair-credit borrowers looking to manage multiple debts with .
Loan Amount
$1k–$50k
Term
24–84 months
Approval
Next business day funding

Upgrade's debt consolidation loan offers flexible terms and rate discounts, viable choice for many borrowers.

Minimum credit score 580US citizen or permanent resident
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APR Range

5.99–7.5%

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FourLeaf Federal Credit Union

Bethpage Federal Credit Union HELOC

Best Value · This HELOC is best for borrowers seeking a no-closing-cost option and who prefer interest-only payments during the draw period.
Loan Amount
$10k–$500k
Term
60–240 months
Approval
Apply online

The Bethpage Federal Credit Union HELOC offers competitive rates and flexibility, making it a viable option for homeowners looking to tap into their equity.

Homeowner with equity in propertyCredit union membership required
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APR Range

6.49–24.89%

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LightStream

LightStream Personal Loan

Best Value · This loan is best for borrowers who need larger amounts ($5,000 to $100,000) and prefer long repayment terms of up to 20 years.
Loan Amount
$5k–$100k
Term
24–240 months

LightStream offers competitive personal loan rates with flexible amounts and terms, making it a strong choice for those with excellent credit.

US citizen or permanent residentAge 18+
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APR Range

4.44–8.99%

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CommonBond

CommonBond Student Loan Refinance

Best Value · Borrowers who want competitive rates and care about social impact
Loan Amount
$5k–$500k
Term
60–180 months
Approval
Minutes for prequalification

CommonBond combines competitive refinance rates with a social mission — each loan funds education for a student in need. Rates start at 4.44% for well-qualified borrowers.

US citizen or permanent residentBachelor's degree minimum
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APR Range

5.49–19.99%

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Wells Fargo

Wells Fargo Auto Loans

Best Value · These loans are best for borrowers with good credit who want quick access to funds for purchasing a vehicle.
Loan Amount
$5k–$100k
Term
12–72 months
Approval
Same day

Wells Fargo Auto Loans are a solid option for existing customers looking for lower rates, but new borrowers may face higher APRs.

US residentAged 18+
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APR Range

5.74–19.99%

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Wells Fargo

Wells Fargo Debt Consolidation Loan

Best Value · Existing Wells Fargo customers with good credit and large debt consolidation needs ($25K+)
Loan Amount
$3k–$100k
Term
12–84 months
Approval
Same day for existing customers

Wells Fargo offers some of the highest loan amounts ($100K) and lowest APRs (5.74%) for debt consolidation — but the best rates are reserved for existing customers with strong credit.

SSN requiredUS address
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APR Range

6.875–7.148%

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Rocket Mortgage

Rocket Mortgage by Quicken Loans

Best Value · This service is best for tech-savvy individuals who prefer managing their mortgage application online, as well as those looking for FHA, VA, or conventional loans.
Loan Amount
$50k–$3M
Term
180–360 months
Approval
Online application, Rocket Logic verification speeds process

Rocket Mortgage offers a streamlined online application process and quick approvals, making it a convenient choice for homebuyers and those looking to refinance.

US citizen or permanent residentValid employment and income documentation
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APR Range

6.2–35.99%

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Upstart

Upstart Debt Consolidation Loans

Best Value · Borrowers with fair credit looking to consolidate high-interest debt into manageable payments.
Loan Amount
$1k–$50k
Term
36–60 months

Upstart provides a fast and tech-driven solution for debt consolidation, for those with fair credit. However, the high APR range could pose a challenge for long-term borrowers seeking affordable rates.

US citizen or permanent residentAge 18+
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APR Range

4.24–10.37%

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SoFi

SoFi Student Loan Refinancing

Best Value · This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.
Loan Amount
$5k–$1000.0k
Term
60–240 months
Approval
Check rate in minutes, no hard credit pull

SoFi offers competitive refinancing rates and flexible loan terms, making it a strong choice for borrowers looking to manage their student debt effectively.

US citizen or permanent residentEmployed or have an offer starting within 90 days
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APR Range

3.99–24.99%

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myAutoloan

myAutoloan Auto Loan

Best Value · Individuals with good credit looking for on auto loans between $8,000 and $100,000.
Loan Amount
$8k–$100k
Term
24–84 months

With rates as low as 3.99%, myAutoloan offers for borrowers looking to compare multiple lenders quickly. However, be aware of the maximum APR of 24.99%, which can be steep for those with lower credit scores.

US residentAge 18+
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APR Range

7.74–35.49%

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SoFi

SoFi Debt Consolidation Loan

Best Value · This loan is ideal for borrowers with a solid credit score looking to simplify their payments without incurring additional fees.
Loan Amount
$5k–$100k
Term
24–84 months
Approval
Same day funding available

SoFi offers a approach to debt consolidation with and flexible terms.

Minimum credit score 680US citizen or permanent resident
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