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American Express

Kabbage Business Line of Credit

Best Value · This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.
Loan Amount
$2k–$250k
Term
1–18 months
Approval
Same day (online decision)

Kabbage offers a quick and flexible line of credit for small businesses, with fast funding options. However, borrowers should be aware of the potential costs associated with the monthly fee model.

FICO score 660+Business at least 1 year old
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APR Range

7.95–35.99%

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Happy Money

Happy Money Personal Loans

Best Value · This loan is best for individuals seeking to lower their interest rates and improve their financial health through debt consolidation.
Loan Amount
$5k–$40k
Term
24–60 months

Happy Money offers a solid option for consolidating credit card debt, with competitive rates and a focus on customer well-being.

APR Range

89.0–199.0%

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CashNetUSA

CashNetUSA

Best Value · This service is best for individuals needing immediate cash solutions, especially for emergency expenses.
Loan Amount
$100–$3k
Term
Approval
Same day

CashNetUSA offers quick access to funds, but watch out for high APRs that can lead to expensive repayments.

Active Bank AccountRegular Income
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APR Range

5.96–35.99%

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LendingClub

LendingClub Debt Consolidation Loan

Best Value · Best for borrowers with a credit score of at least 600 seeking fast approval and funding.
Loan Amount
$1k–$40k
Term
24–60 months
Approval
Approved in as little as 1 hour, funded next business day

This loan is a quick solution for those needing to consolidate debt and pay off credit cards efficiently.

Minimum credit score 600US citizen or permanent resident
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Brigit

Brigit Instant Cash

Best Value · This service is best for individuals with a regular income who require a small cash infusion quickly.
Loan Amount
$50–$250
Term
1–1 months
Approval
Minutes

Brigit is a cash advance solution, ideal for those needing urgent funds without the burden of credit checks.

Active bank account with regular income depositsNo credit check required
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APR Range

4.24–10.37%

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SoFi

SoFi Student Loan Refinancing

Best Value · This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.
Loan Amount
$5k–$500k
Term
60–240 months

SoFi offers competitive refinancing rates and flexible loan terms, making it a strong choice for borrowers looking to manage their student debt effectively.

APR Range

5.5–7.5%

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Better Mortgage

Better Mortgage Refinance

Best Value · This service is ideal for homeowners looking to refinance without origination fees and with a quick online process.
Loan Amount
$50k–$3M
Term
180–360 months
Approval
Pre-approval in minutes, closing in 3 weeks

Better Mortgage offers a streamlined refinancing process with competitive features. However, potential borrowers should verify terms carefully.

Minimum credit score 620US property owner
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APR Range

5.24–18.0%

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DCU (Digital Federal Credit Union)

DCU Auto Loan

Best Value · This loan is best for DCU members seeking a straightforward auto loan with no application fees.
Loan Amount
$500–$150k
Term
12–84 months
Approval
Quick online pre-approval

DCU Auto Loan provides competitive rates and flexible terms for borrowers looking to finance a vehicle.

US residentDCU membership (free to join)
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APR Range

9.95–35.99%

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Avant

Avant Personal Loans

Best Value · This service is best for individuals looking for quick access to funds for personal expenses, such as medical bills or home improvements.
Loan Amount
$2k–$35k
Term
24–60 months

Avant offers personal loans for those with fair credit, making it a viable option for borrowers with limited credit history.

APR Range

36.0–199.0%

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Advance America

Advance America

Best Value · Best for those needing immediate cash with flexible borrowing amounts between $100 and $5,000.
Loan Amount
$100–$5k
Term
Approval
Same day

Advance America offers quick access to funds, but its high APR rates can lead to significant repayment amounts.

Active Bank AccountRegular Income
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APR Range

7.74–35.99%

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Upgrade

Upgrade Debt Consolidation Loan

Best Value · This loan is ideal for fair-credit borrowers looking to manage multiple debts with .
Loan Amount
$1k–$50k
Term
24–84 months
Approval
Next business day funding

Upgrade's debt consolidation loan offers flexible terms and rate discounts, viable choice for many borrowers.

Minimum credit score 580US citizen or permanent resident
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Dave

Dave ExtraCash

Best Value · Ideal for individuals with a steady income who may not qualify for traditional loans, seeking a simple and fast cash advance.
Loan Amount
$25–$500
Term
1–1 months
Approval
5 minutes

Dave ExtraCash provides a quick and accessible cash advance solution without interest, ppealing for those in need of immediate funds.

Dave Checking accountActive bank account with income history
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APR Range

2.74–17.99%

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College Ave

College Ave Student Loans

Best Value · This loan is ideal for undergraduate and graduate students, as well as parents seeking to cover educational costs with manageable repayment options.
Loan Amount
Up to $1k
Term
60–240 months

College Ave offers a flexible and competitive solution for financing education, but potential borrowers should be cautious about the variable rates.

APR Range

5.99–7.5%

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Bethpage Federal Credit Union

Bethpage Federal Credit Union HELOC

Best Value · This HELOC is best for borrowers seeking a no-closing-cost option and who prefer interest-only payments during the draw period.
Loan Amount
$10k–$500k
Term
120–240 months

The Bethpage Federal Credit Union HELOC offers competitive rates and flexibility, making it a viable option for homeowners looking to tap into their equity.

APR Range

6.49–25.39%

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LightStream (Truist)

LightStream Auto Loans: Competitive Financing Options

Best Value · This service is best for borrowers with good credit looking for no-fee, low-interest auto loans ranging from $5,000 to $100,000.
Loan Amount
$5k–$100k
Term
24–84 months
Approval
Same day funding available

LightStream offers competitive auto loans with flexible borrowing amounts and low fixed rates, making it a strong contender for financing your vehicle.

Good to excellent credit required for best ratesUS citizen or permanent resident
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APR Range

60.0–199.0%

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RISE Credit

RISE Credit Installment Loans

Best Value · This service is best for borrowers needing fast funds without the hefty fees of traditional payday loans.
Loan Amount
$500–$5k
Term
4–26 months
Approval
Next business day

RISE Credit is for those seeking quick emergency cash, but be wary of high APRs.

Active Bank AccountRegular Income
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APR Range

36.0–199.0%

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Check Into Cash

Check Into Cash

Best Value · This service is best for individuals needing fast cash for emergencies, with loans ranging from $50 to $3,000.
Loan Amount
$50–$3k
Term
Approval
Same day

With quick approval and a range of loan amounts, Check Into Cash provides quick access to funds, though interest rates can be steep.

Active Bank AccountRegular Income
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APR Range

7.74–35.49%

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SoFi

SoFi Debt Consolidation Loan

Best Value · This loan is ideal for borrowers with a solid credit score looking to simplify their payments without incurring additional fees.
Loan Amount
$5k–$100k
Term
24–84 months
Approval
Same day funding available

SoFi offers a approach to debt consolidation with and flexible terms.

Minimum credit score 680US citizen or permanent resident
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APR Range

4.15–14.9%

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Earnest

Earnest Student Loan Refinance

Best Value · This service is best for individuals with good credit looking for customizable repayment plans and the option to skip payments once a year.
Loan Amount
$5k–$500k
Term

Earnest offers flexible student loan refinancing options without fees, making it a solid choice for borrowers seeking control over their repayment terms.